What Financial Health Means To Me

The Importance Of Financial Health

There I was, a severely myopic four-year-old boy and the sole child of a then 22-year-old single mother, using the handle of a broom to try and flush a furry gray rodent out of our kitchen cupboard.

Somewhere, between the black and white boxes of generic macaroni and cheese that were bought with food stamps, was my furry prey…

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Which Outperform: Value Or Growth Stocks?

A Look At Value And Growth Stocks

Generally speaking, two terms are commonly used to describe the two main styles of investing, growth and value investing.

Some investors may purchase only value stocks while others may buy only growth stocks, the two styles of investing are not mutually exclusive. There are also investors who buy both types of stocks for their portfolio…

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What Is Margin?

A Look At Margin

Margin is a loan from your brokerage for the purpose of buying more stocks than you otherwise would be able to purchase using the amount of cash you have on hand.

Margin Account

To use margin, you must apply and be approved to open a margin account by your brokerage. A margin account is different than the standard cash account that most investors first start using…

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What Is An Initial Public Offering?

Initial Public Offerings

An initial public offering, or IPO, is the first offering of a company’s stock to the general public on the stock market. This process is also commonly referred to as “going public.”

Why Have An IPO?

While there are some substantial advantages for private companies to have an initial public offering and sell their shares on the open market. However, there are also some distinct disadvantages. The two must be weighed carefully…

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Hold For The Long Term

Long-Term Holdings

Buy and hold investing is a time-tested passive investment strategy.

However, perhaps due to the influence of modern technology enabling easier access to the stock market, buy and hold investing seems to be less popular with investors these days.

That is a shame…

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How To Invest A Small Amount Of Money

Investing A Small Amount Of Money

If you are new to investing, you probably don’t have a lot of money to invest. Not to fret. That is a good thing.

Investing is like any other learned skill, it takes time to become good at it. Actually, investing shares a lot with learning how to ride a two-wheeled bicycle. You will fall down, most likely a lot.

When first starting to invest, it is probably best to make financial mistakes with a small amount of money, rather than a large amount…

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Pay Off High-Interest Debt

High-Interest Debt

Before you start investing, it is important to pay off high-interest debt.

High-interest debt, here meaning any debt that has an interest rate of 8% or above, should be paid off as quickly as possible.

A High-Interest Debt Hurdle

It doesn’t make any sense to invest your money in the hopes of earning 7% percent a year, if you are paying 18% percent on your credit cards…

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